We talk finance and other curiosities with Sviatoslav Rosov PhD, CFA, Analyst.
Beginning with Henry Ford’s “Old Fashioned Layaway Plan” followed by the launch of General Motors Acceptance Corporation, the Certified Pre-Owned sleight of hand and today’s auto sales finance and reporting controversies all shaped the industry. Finance is one of many vectors which tie the system together into what its is.
We once again explore the other vectors that might open disruptive opportunities for an entrant. Wide ranging discussion touching all the big points ultimately asking whether Big Bang change is coming. Or will it the big whimper?
Source: 5by5 | Asymcar #30: Asymcar 30: The Big Bang
Some say that advertising keeps the internet lights on. Advertising is a great business model for services but it has limits. There are only so many ad budgets to go around. What will fuel an internet that outgrows all the ad money in the world?
This is the topic that Ben Bajarin and I will explore in our next event: SUBSCRIBE: The Future of Online Services.
We will explore:
- How will the online services business models evolve?
- How will VR affect entertainment and communications?
- How will AI affect shopping?
- How will blockchain affect economics?
- How will hardware affect software and services and vice versa?
- How will users, usage, and capital connect?
Join us to learn more about the internet economy by studying the economics of the internet.
SUBSCRIBE is a 1/2-day event taking place on both coasts. Register at:
The first 20 registrants receive an early-bird discount.
Learn more about SUBSCRIBE at SubscribeConf.com.
Horace discusses politics and disruption with Michael Tofias. Is disruption of government possible? Michael pursues the study of American political institutions, elections, Congress, and computational political economy to reveal how disruption might play out within governments.
Source: 5by5 | The Critical Path #163: You Say You Want a Revolution
If Git is already part of your work, Working Copy is the perfect tool to bridge the gap between personal computer and the new computing devices.
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Lots of talk about cars, Elon Musk et. al. and even Twitter.
Source: The Critical Path #161
On what it means to be great, Apple’s 13 Million iPhone weekend and the iPad Pro and a lot of listener questions on the 160th episode of The Critical Path.
Source: The Critical Path #160
What makes a product great? I struggle with this question because being great is not just being better than good. Greatness is to goodness as wisdom is to smarts. Just like getting smarter and smarter may never make you wise, getting better and better does not mean ever becoming great.
Greatness is transcendental. It’s hard to pin down. It inspires debate. It divides as much as it unites. It creates emotions as much as thoughts. It builds legends. It engages and persists. It lives in memory and penetrates culture. It implants itself in our consciousness persistently, to linger and dwell in our minds while we are bombarded with stimuli.
We use words such as “iconic” or “epic” to capture this permanent “mental tattoo” that we get from greatness. As important as this notion is, we struggle to define it. We don’t even have a proper word for it. Perhaps it is what art tries to be, or what drives us to achieve beyond surviving. As vague a notion as it may be, it is one of the most important notions I can think of. Greatness is the cause, perhaps, of our ascent.
In the absence of any measurement of greatness, how do we spot it?
It may just be down to “knowing when we see it”. But not everybody does.
Here is a smart calculator you will enjoy. Unlike a dumb calculator, it lets you see math as math. Typing is completely “what you think is what you type”. Everything is easier. Nothing gets in your way.
Magic Number is ideal for ‘back of the envelope’ calculations. Or cases when a spreadsheet feels like a truck and a traditional calculator feels like a horse.
Want to know the percentage increase going from 72 to 90?
Just type “72 + ?% = 90” and let Magic Number do the algebra.
Want to make sense of a list of prices?
Then the List feature is for you. You can see the statistics, compare prices,
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I can go on. Magic Number is deep. But its virtue lies in its thoughtfulness.
To get a taste of Magic Number, check out this page.
What if Apple did make a car? How significant could their products be? What would it take to influence the industry’s architecture?
The global market is forecast to reach 88.6 million vehicles in 2015 and there are many ways to segment it. One could look at geography or at product configurations or the emergence of new powertrain technologies.
One could also look at the participants.
In 2014 Toyota was the top selling automaker with a total sales volume of 10.23 million vehicles. The following graph shows the leading 15 producers and the percent of total production.